Senior Medicare Advantage Plans
About Senior Medicare Advantage
Medicare Part C is available through Medicare Advantage plans, and is an alternative to Original Medicare (Part A and Part B). Medicare Advantage plans are health insurance plans offered by private health insurance companies approved by Medicare. Medicare Advantage health plans (such as HMOs and PPOs) are legally required to offer at least the same benefits as Original Medicare, but can include additional coverage as well, such as routine vision or dental benefits, health wellness programs, or prescription drugs.
One benefit of Medicare Advantage plans is that you can get your prescription drug benefits (Medicare Part D) included under the same plan, instead of having to enroll in a separate stand-alone Medicare Prescription Drug Plan. Also known as Medicare Advantage Prescription Drug plans, these plans give you the convenience of having your Medicare Part A, Part B, and Part D coverage through a single plan. If you want prescription drug benefits, you should get it through a Medicare Advantage plan that includes this coverage; you shouldn’t enroll in a Medicare Prescription Drug Plan, which typically works with Original Medicare.
Medicare Advantage plan costs and coverage details can vary depending on the insurance company and county that you live in.
To be eligible for Medicare Part C, you must be enrolled in both parts of Original Medicare (Part A and Part B).
Health Maintenance Organization (HMO) plans offer a network of doctors and hospitals that members are generally required to use to be covered.
Preferred Provider Organization (PPO) plans offer a network of doctors and hospitals for beneficiaries to choose from
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